After graduating college and swimming in debt, I took a job in NYC but continued to live at home. I could have moved out and scraped by but my priority was being debt free. Very appreciative of my parents who let me live at home and save massive amounts of money that would have otherwise been spent on NYC rent. I also packed lunch everyday to pay off my loans faster and to ultimately be in a place where I can move out. It took 2 years.

As our status in life improves it seems like our standards and expenses follow. My expenses increased as I started making more money. I justified eating out and buying lunch by convincing myself my time is too valuable to be cooking and eating at home. Although this was true on most days, I also had down time where I was just sitting on the couch watching Netlfix. I thought it would be beneficial to go back to the basics. As important as it is to focus on earning, it’s just as important to focus on saving and investing. Money never sleeps so make it work for you.

I opened a Robinhood account (commission free trades!) on December 2015 and have been making automatic weekly deposits of $150. As of today March 2, 2017, my account balance is at $14,000. I plan to use this blog as a platform to post about my progress, thoughts, ideas and the lessons I learn along the way.