Saving and investing my lunch money to become financially independent.


I'm currently a working professional in New York City. After paying $10 bucks on a sandwich for lunch, I thought that the money I spend on food could be better spent elsewhere. I decided to try saving my lunch money and packing lunch instead. I opened a brokerage account with the money I saved and have set a goal to have an account balance of $1 million by January 1st, 2019.

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Learning From Mistakes

“The worst thing you can do is invest in companies you know nothing about. Unfortunately, buying stocks on ignorance is still a popular American pastime.”

Peter Lynch

I guess I did the worst thing… I’ve been steadily investing for over 10 years now. In that time, I’ve been able to set up steady contributions to my saving, retirement funds, and investment accounts. I wanted to implement a more aggressive strategy for this account. By trying to be aggressive, I got reckless. I bought into positions without much research. I bought stock based off advice from friends (who don’t have much experience in investing), news articles, and off emotion.

After reviewing my portfolio, I plan to exit from my positions in PTX and SPHS when the opportunity arises.

Aggressive doesn’t mean reckless.